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The Wall Street Journal reports that Apple and investment bank Goldman Sachs plan to launch a joint credit card later this year. This also comes after Apple is expected to reveal a news subscription service in March.

According to the report, the card will be tested by Apple employees first in the coming weeks before it officially launches later this year. The credit card would be accessible through the Wallet app on the iPhone and it's suggested to incorporate special features for setting spending goals, tracking rewards, and managing balances.

The Wall Street Journal revealed, "Executives have discussed borrowing visual cues from Apple's fitness-tracking app, where "rings" close as users hit daily exercise targets, and sending users notifications about their spending habits. There also could be notifications based on analysis of cardholders' spending patterns, alerting them for example if they paid more than usual for groceries one week."

In addition, the report claims that Goldman Sachs will issue the card and utilize Mastercard's payment network. The card is suggested to offer around two percent cashback on most purchases and possibly more on Apple products and services.

For the full story, head on over to The Wall Street Journal.

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