Life beyond style

Kanye West was hospitalized last year for some kind of exhaustion-related breakdown after cancelling his Saint Pablo tour, and his insurance company Lloyd’s of London has filed counterclaims against West who filed a $10 million lawsuit against them for not paying up after he canceled his tour, reports The Hollywood Reporter.

Lloyd’s of London’s counterclaims points to its insurance policy exclusions that pertain to a preexisting psychological condition, possession of illegal drugs, prescription drugs not taken as medically prescribed, and the consumption of alcohol rendering the insured unfit to perform.

West had submitted himself to an interrogation under oath with the insurers, after checking himself into the UCLA Neuropsychiatric Hospital Center before canceling the second half of his Saint Pablo Tour — to essentially convince the insurers that his mental breakdown was real, unexpected and not due to drug influences.

However, the insurers’ counterclaims reflect a different story.

“Underwriters’ investigation indicates substantial irregularities in Mr. West’s medical history,” states the court papers. “Furthermore the insured’s failure to cooperate in Underwriters’ investigation is contrary to the duties of cooperation VGT agreed to as a condition precedent to any obligation of Underwriters to pay any claim arising under the Policies. Throughout Underwriters’ investigation, VGT and its legal, medical and other agents and representatives have delayed, hindered, stalled and or refused to provide information both relevant and necessary for Underwriters to complete their investigation of the claim.”

While Lloyd’s isn’t detailing exactly what it uncovered during its investigation, the insurer is holding out on specific information “in order to protect the privacy of Mr. West from public disclosure of details of his private life.”

Interestingly, the early involvement of legal counsel on the part of the insurance companies caused West’s camp to be suspicious that Lloyd’s had no plans on paying up, as the original complaint stated, “Immediately turning to legal counsel made it clear that Defendants’ goal was to hunt for any ostensible excuse, no matter how fanciful, to deny coverage or to maneuver themselves into a position of trying to negotiate a discount on the loss payment.”

For the full coverage, head over directly to The Hollywood Reporter.

In other Yeezy news, Kanye West fans plan “Hey Mama Day” for Taylor Swift’s album release.

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